Spending Analytics

6-month deep dive into spending patterns

Income / mo

K 6,658.00

Spent / mo

K 22.0k

Net · 6mo

−K 76.9k

Income vs Expenses

Monthly comparison (ZMW)

Net Cash Flow Trend

Monthly surplus or deficit (ZMW) — below the line means you're spending more than you earn

Category Breakdown

All spending categories with monthly averages and share (ZMW)

Category	Total	Monthly Avg	Txns	Share
Dining	K 32.0k	K 5,327.82/mo	71	29.0%
People Payments	K 22.9k	K 3,813.17/mo	80	20.8%
Mobile Money	K 13.5k	K 2,242.88/mo	39	12.2%
Taxes	K 8,355.00	K 1,392.50/mo	1	7.6%
Groceries	K 7,221.57	K 1,203.60/mo	20	6.6%
Uncategorized	K 6,997.72	K 1,166.29/mo	11	6.4%
Shopping	K 5,030.00	K 838.33/mo	4	4.6%
Fuel	K 3,759.64	K 626.61/mo	8	3.4%
Golf	K 2,870.00	K 478.33/mo	8	2.6%
Health	K 2,365.00	K 394.17/mo	7	2.1%
Personal Care	K 1,050.00	K 175.00/mo	1	1.0%
Subscriptions	K 870.84	K 145.14/mo	4	0.8%
Bank Fees	K 867.60	K 144.60/mo	26	0.8%
Personal	K 820.00	K 136.67/mo	1	0.7%
Gifts	K 685.00	K 114.17/mo	1	0.6%
Services	K 647.80	K 107.97/mo	2	0.6%
Transfers	K 300.00	K 50.00/mo	1	0.3%
Fees	K 30.00	K 5.00/mo	3	0.0%

Top Spending Destinations

Ranked by total amount spent (ZMW)

AIRTEL Bank to

9 · Mobile Money

K 11,695.00

Road Taxes

1 · Taxes

K 8,355.00

MTN Bank to Wal

6 · People Payments

K 4,200.00

DEE B

2 · People Payments

K 4,100.00

POS PURCHASE BOTANCIA81000000010034LUSAKA 10037597 060622369314 22H36 5769 609314

1 · Shopping

K 4,000.00

BELLINI

1 · Dining

K 3,430.00

POS PURCHASE MINT LOUNGE LIMITED LUSA 71101501 070515156984 15H15 5769 256984

1 · Dining

K 3,200.00

POS PURCHASE SOHO LOUNGE AND BISTRO LILUSA 71101093 070403067486 03H06 5769 217486

1 · Dining

K 3,110.00

PicknPay TwinP

6 · Groceries

K 2,938.51

KFC TWIN PALM

12 · Dining

K 2,664.00

MINT HILLS

1 · Uncategorized

K 2,450.00

TOTAL ZAMBIA I

3 · Mobile Money

K 2,426.32

FAITH DAKA DIS

1 · Uncategorized

K 1,850.00

Salaries VIA Anchor

1 · People Payments

K 1,800.00

Racheal Karabassis

1 · People Payments

K 1,600.00