Advisor

Briefing

Morning briefing · Yesterday

K1,190 out in 24h: two IMWANI MOBILE subs (K360+K330) plus K500 uncategorized

A fresh month opens with four Stanbic Personal outflows: IMWANI MOBILE K360 and IMWANI MOBILE K330 (both Subscriptions, same vendor same day), plus EMERVEILLER IN K380 and CHRISTIANO VOZ K120 sitting Uncategorized. That's K1,190 total, though MTD spend only shows K380 — likely a posting-timing gap.

You're at 51.8% of your typical pace against the K22,007.68 six-month average, and all 6 budgets are on track. But net remains unreliable: Income MTD is still K0.00 despite Stanbic USD being current through 10-25, so any net figure overstates your outflow. Verify whether October USD income actually posted before trusting it.

Two IMWANI MOBILE charges within a day looks like either a double-bill or two separate subscriptions — worth a quick check.

Check the double IMWANI MOBILE charge

K360 and K330 hit as Subscriptions the same day — confirm whether that's two services or a duplicate billing to reclaim.

Categorize two Uncategorized outflows

EMERVEILLER IN K380 and CHRISTIANO VOZ K120 posted without a category — tag them so MTD stays accurate.

Verify October USD income posted

Stanbic USD is current through 10-25 yet Income MTD reads K0.00 — confirm the deposit landed before trusting net.

Chat

Road taxes is related twice which is a duplicate

Staged: delete **K8,355 "Road Taxes"** (Taxes, 11 Aug 2026, `stanbic_csv`). Reply to confirm and I'll apply it.

Confirm

I couldn't apply the delete — write access is turned off on this instance, so no changes can be made right now. The duplicate **K8,355 "Road Taxes"** is still in place. Once write access is enabled, re-confirm and I'll remove it. In the meantime, note that this duplicate is inflating your figures: Taxes projected K39,847 vs K1,803 typical, and MTD spend K66,339 (300% of pace). Removing it would cut MTD spend to roughly K57,984.

Try and delete now

Still no luck — write access is off on this instance, so the delete can't be applied. The duplicate **K8,355 "Road Taxes"** (11 Aug, `stanbic_csv`, id `cmspy5c1…`) remains, alongside the genuine 12 Aug charge (`stanbic`). Nothing changed on your account. Once write access is enabled, re-confirm and I'll remove it — that would drop MTD spend from K66,339 to roughly K57,984 and bring Taxes back toward the K1,803 typical.

Analysis by your agent — not licensed financial advice.